Let’s be honest; everyone would want to make do with a discount, or two right now. With the cost of living soaring and bills on an upward trajectory, we’re all searching for better ways to save money where we can. A financial breather, a buffer, the smallest silver of a break.
They may seem few and fat between nowadays, but drivers focused on cutting the cost of their auto insurance policy can still find deals by leveraging car insurance quotes comparison sites such as Insurance Quotes. And these savings could be substantial.
But getting and comparing car insurance quotes doesn’t mean the end of the road. There are many other essential things you can do to keep your premiums down. As a good starting point, you can always choose a cheaper car to insure.
We understand, everyone loves a noteworthy car. But always remember that the car you buy and drive can have a significant impact on your insurance, with some models offering lower premiums, on average than others. Be sure to check which insurance group a car falls in before you consider buying it.
There is also the option of reducing your annual mileage. When you limit the amount of time you spend on the road, your insurer may regard you as a lower risk client, and therefore reduce your premium. Most auto insurance companies ask how many miles you drive on average since it is among the main factors used to calculate your insurance premium.
Last but not least, you can consider increasing your excess. For those who might not know, an excess is the amount you’ll have to pay if your make a claim. Opting to make do with a higher voluntary excess has the potential to bring down the cost of your premium.
The only problem with increasing your voluntary excess is that it could cost you more if you make a claim. After all, you’ll have to pay this higher voluntary excess as well as the compulsory excess set by the insurance provider. Always consider this before raising your excess.
